LaVelle Law Offices, Bankruptcy Attorney in San Jose
Bankruptcy attorney in San Jose
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Bankruptcy Frequently Asked Questions
A typical Chapter 7 case takes between 3-4 months from filing to discharge. This time frame can be extended if the bankruptcy estate recovers any assets, however, the discharge will still arrive around the same period. Chapter 13 cases run 3-5 years on average. For more details contact our San Jose Chapter 7 and Chapter 13 Bankruptcy Attorney.
If you file a Chapter 13 case, you will get to keep all of your property. However, you must propose a repayment plan to pay your debt. Also, you must make monthly payments under the plan for 3-5 years. The length of the plan varies depending on your current income, expenses, and debts. Our San Jose Bankruptcy Attorney can help you in filing Bankruptcy.
Chapter 7 is often referred to as “liquidation” bankruptcy because filers may lose some of their property and assets. Persons who file for Chapter 7 have little to ability to repay debts in the future. Chapter 13 is nicknamed “reorganization” bankruptcy because it allows debts to reorganize their debt burdens and payment schedules. This requires the debtors to propose a repayment plan. For an initial free consultation; call Our San Jose Law Firm at (408) 396 8731 today.
